Real estate and finance
Napkin Dispenser Ads for Mortgage Brokers
Napkin dispenser ads for mortgage brokers reach renters thinking about buying and homeowners watching rates, in their own neighborhoods. Plenty of borrowers talk to only one or two lenders, so being a name they already know matters.
Trigger terms and what to leave off
Federal advertising rules treat certain details as triggers. Once a print ad mentions things like a specific payment, a down payment amount, or a number of payments, more disclosures generally have to follow, and a stated rate typically needs an APR beside it.
On a card this size, that gets crowded fast. Many brokers keep it simple: no rates, no payments, just an invitation to talk. Check with your compliance contact before finalizing.
NMLS IDs, license lines, and equal housing
Mortgage advertising generally needs your NMLS ID and, depending on your setup, your company's NMLS ID and California license information from the DRE or DFPI. An Equal Housing Opportunity statement or logo is common too.
We leave room for all of it and send a proof before printing, so you or your compliance team can sign off.
When rates move, refinance calls follow
A rate drop brings homeowners out all at once, each calling whichever lender they remember. That's not the moment to start advertising. It's the moment you want to have been on the table for months.
Between rate moves, a purchase card keeps you in front of renters and first-time buyers, many of whom have no idea whether they'd qualify or what down payment programs exist.
Renters at the next table
Young professionals and families renting in dense LA neighborhoods eat out often, and they're the first-time buyers of the next few years. A card asking whether they could buy instead of rent meets them in a conversation they're already having about the rent going up.
Pick restaurants in apartment-heavy areas for a purchase card, and in established homeowner neighborhoods for a refinance or cash-out card.
A note on advertising rules for mortgage brokers
Mortgage ads generally must show the loan originator's NMLS ID and the company's California license information, and federal rules require added disclosures when certain terms are mentioned. Have your compliance contact approve the proof before printing.
You approve every proof, so you stay in control of what goes to print.
From first call to your card on the table
- 1
Tell us where your customers are
Call or send the short form with your business address or the zip codes you serve. We reply within one business day with the restaurants near you that have an open spot in your category.
- 2
Pick your restaurants and a plan
Choose one restaurant, a cluster of five, or fifteen across an area. One advertiser per category per restaurant, so once you take the dentist spot at a restaurant, no other dentist can.
- 3
Approve your card
Send a logo, an offer and a phone number or QR code. We design the card, send a proof, and print it on heavy stock once you approve. You can also send a print-ready file.
- 4
Your ad goes on every table
We install your card in every dispenser at your restaurants on the next route visit, then check it on regular visits and send you photos.
- 5
Track and adjust
Use a code, a tracking number or a QR link that appears only on the napkin card. Swap the offer with the season. Add restaurants in areas that respond.
Flat monthly plans
Design, printing, installation and route visits are included in every plan.
Single Spot
$149/mo
1 restaurant
Your card in every dispenser at one restaurant you pick.
- Every dispenser in one restaurant
- Free ad design, proof and printing
- Category exclusivity at that restaurant
- Route visits with photo check-ins
Neighborhood
$499/mo
5 restaurants · about $100 per restaurant
Five restaurants clustered around your business or service area.
- Every dispenser in 5 restaurants
- Free ad design, proof and printing
- One free design change per quarter
- Category exclusivity at each restaurant
- Route visits with photo check-ins
Area Takeover
$1,199/mo
15 restaurants · about $80 per restaurant
Fifteen restaurants across the zip codes you serve.
- Every dispenser in 15 restaurants
- Free ad design, proof and printing
- Monthly design changes
- Category exclusivity at each restaurant
- First pick of new restaurants in your area
3-month minimum term, then month to month. Multi-area and multi-location campaigns: call (818) 383-6869.
Questions mortgage brokers ask us
Can I advertise a rate on a napkin card?
You can, but it's usually more trouble than it's worth. A stated rate generally needs an APR, and some terms trigger further disclosures. Many brokers skip rates entirely and invite borrowers to call for a review. Check with your compliance team first.
What needs to be on a mortgage broker's card?
Generally your NMLS ID, your company's NMLS ID and California license information, and an Equal Housing Opportunity statement. Requirements vary by license type, so confirm with your compliance contact. We leave room for all of it and send a proof.
Does this reach first-time buyers?
It can. Renters in your area see the card while they're out eating, often already talking about housing costs. A simple prequalification offer and a QR code to start gives them an easy first step without any pressure.
How many restaurants should a mortgage broker start with?
Many would start with the Neighborhood plan, five restaurants, split between apartment-heavy areas and homeowner neighborhoods. That lets you compare a purchase card and a refinance card with separate tracking numbers.
Open spots
See which restaurants near you are open in your category
One advertiser per category per restaurant. We reply within one business day with what's open.